The Maybank Visa Infinite card is made for individuals who value exclusive privileges and global convenience.
It combines premium rewards, strong financial flexibility, and travel benefits for qualified users.
With competitive reward rates and insurance coverage, it suits those with high annual income. This article explains its eligibility, benefits, interest rates, and how to apply.
Eligibility and Annual Income Requirement
Before applying, you must meet specific qualifications set by Maybank. These requirements ensure that the card is issued only to financially capable applicants.
Minimum Income and Age Criteria
Applicants must earn at least RM100,000 per year to qualify for the Maybank Visa Infinite.
The minimum age for the principal cardholder is 21 years, while the supplementary cardholder must be at least 18 years old.
Both Malaysian citizens and permanent residents can apply. Meeting these criteria increases your chances of approval.
Employment and Financial Standing
Stable employment and a good credit history are essential. Maybank typically reviews your income proof, bank statements, and credit record before approval.
Self-employed individuals can qualify by providing sufficient proof of business income. Demonstrating steady financial performance supports your application success.
Annual Fees and Charges
Understanding the card’s fees helps you plan your yearly budget better. This section outlines the main charges and repayment costs associated with maintaining the card.
Annual Fee Structure
The first year’s annual fee is free, offering you a cost-free start. For subsequent years, a fee of RM800 applies.
However, this fee is waived if you spend RM80,000 per year, encouraging regular usage. This structure rewards active cardholders while maintaining fairness for others.
Finance Charges and Interest Rate
Interest rates range from 15% to 18% per annum, depending on your payment record. Prompt payments can help you maintain the lowest rate possible.
Late payment charges apply at 1% of your outstanding balance or a minimum of RM10, capped at RM100. Cash advances are subject to a 5% fee or a minimum of RM20 per transaction.
Card Features
The Maybank Visa Infinite includes high-value features for frequent spenders and travelers. These privileges turn everyday purchases into rewarding experiences.
Rewards and TreatsPoints
Cardholders earn 10,000 TreatsPoints upon their first spend. You earn 2 TreatsPoints per RM1 spent locally and 5 TreatsPoints per RM1 spent overseas.
TreatsPoints remain valid for three years, giving you time to accumulate more before redemption.
However, no points are earned for payments made through JomPay, FPX, or e-wallet reloads.
Travel and Insurance Benefits
Traveling is safer with Maybank Visa Infinite’s insurance coverage. You receive up to RM2 million in Travel Insurance when tickets are charged in full to the card.
The coverage includes personal accident protection, missed flight connections, and lost luggage claims. These benefits add peace of mind during international trips.
Golf Privileges
The card gives access to selected local and international golf clubs. To qualify, spend a minimum of RM5,000 in your previous month’s statement.
Offers are valid until 31 December 2025, letting you enjoy leisure with financial rewards. This benefit suits users with active social or corporate lifestyles.
Airport and Lifestyle Privileges
Travelers and professionals can enjoy convenience through Maybank’s airport and lifestyle offers. These perks enhance comfort and exclusivity.
Plaza Premium Lounge Access
You can enjoy five complimentary visits per year at participating Plaza Premium Lounges. This access applies to international locations and offers relaxation before flights.
The current promotion is valid until 31 December 2027. Lounge access helps reduce travel stress for frequent flyers.
Visa Airport Speed Pass
The Visa Airport Speed Pass provides fast-track immigration clearance at over 280 airports worldwide. This privilege saves valuable time, especially during busy travel seasons.
More information can be found at this website. Regular travelers appreciate this efficient entry experience.
Dining Privileges at Marriott Bonvoy Hotels
Maybank Visa Infinite users enjoy up to 40% discount at participating Marriott Bonvoy restaurants across Malaysia.
The discount applies to dining only, excluding alcoholic beverages. Promotions are valid until 31 December 2025. Blackout dates apply during major holidays and festive periods.
More Privileges
Maybank extends several additional advantages to make your banking experience seamless. These benefits highlight the card’s strength and global support.
Superior Credit Line
Your credit limit is customized based on your income and spending habits. This ensures flexibility in managing high-value transactions.
Maybank reviews your financial profile to determine a suitable credit line. This approach allows cardholders to enjoy tailored financial control.
Global Acceptance
The card is recognized in over 210 countries through Visa and Plus ATMs. You can access instant cash and make purchases globally without hassle.
This makes it ideal for travelers and international shoppers. Global acceptance ensures convenience wherever you go.
Maybank Network Support
Maybank provides a robust support network of over 400 branches and 1,000 ATMs nationwide. This wide reach ensures assistance is always nearby.
Whether you’re home or abroad, you’ll have quick access to Maybank services. Reliable support is part of what sets this card apart.
Required Documents
Having your documents ready will make the application process faster. Maybank requires standard proof of income and identification.
For Employed Applicants
If you’re a salaried individual, you must submit proof of identity and income to verify financial stability.
- Copy of NRIC (both sides) or Passport
- Latest BE form with tax receipt
- Three months’ recent salary slips
- Six months’ savings or current account statements
For Self-Employed Applicants
If you run your own business, prepare documents that confirm your registration and consistent income records.
- Copy of Business Registration Form
- Six months’ business account statement
- Company’s income tax documents
Submitting complete documents reduces processing time. Accuracy and clarity help prevent application delays.
How to Apply?
You can apply through Maybank2u online or by visiting a physical branch. Both options are simple and convenient.
Online Application
Visit the Maybank2u official website and go to the Credit Cards section. Choose Maybank Visa Infinite and fill in your personal and employment details.
Upload your required documents directly through the form. Once submitted, wait for Maybank’s confirmation via email or SMS.
Branch Application
Applicants can visit any Maybank branch with complete documentation. A customer representative will guide you through the process.
Once approved, your card will be sent to your registered address. This option suits those who prefer in-person assistance.
Points Conversion and Air Miles
Converting TreatsPoints into air miles offers travel rewards flexibility. It’s ideal for frequent flyers who want to maximize their spending.
Air Miles Conversion Rate
Before 22 February 2025, the conversion rate is 10,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles.
After that date, the new rate becomes 12,500 TreatsPoints = 1,000 miles. This update affects all Visa Infinite cardholders starting February 2025. Staying updated helps you plan redemptions efficiently.
Customer Support and Contact Information
Maybank provides responsive customer service for all Visa Infinite users. Several contact channels are available for inquiries and technical support.
Contact Details
You can reach Maybank through the following official channels for assistance or inquiries about your Visa Infinite card.
- Email: MalaysianInfinite@concierge-asia.visa.com
- Credit Card Centre: 7th Floor, Menara Maybank, 100 Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia
- Head Office: Level 15, Tower A, Dataran Maybank, No.1 Jalan Maarof, 59000 Kuala Lumpur, Malaysia
Customer Care
Support is available 24 hours a day, seven days a week. Representatives can assist with card activation, lost card reports, and general inquiries.
You can also check balance and statements through Maybank2u online. Dedicated service ensures your concerns are handled promptly.
Expert Tips Before Applying
Understanding how to maximize card value can make your experience more rewarding. Follow these strategies for smarter usage.
Usage and Redemption
Use your card for overseas spending to gain higher TreatsPoints per transaction. Redeem points regularly before their three-year expiration.
Track your spending habits to qualify for the annual fee waiver. Strategic use lets you fully enjoy your Maybank Visa Infinite benefits.
Final Thoughts: Why This Card Stands Out
The Maybank Visa Infinite combines strong rewards with world-class travel and lifestyle privileges. Its benefits—ranging from TreatsPoints and airport lounge access to RM2 million insurance coverage—make it ideal for premium users.
With proper use and timely payments, you can enjoy these perks while maintaining financial control.
Always review Maybank’s latest terms and apply through official channels for a secure and smooth process.
Disclaimer
All information in this article may change over time based on Maybank’s policies and updates.
Readers should always check the official Maybank website for the most current details. This article is provided for educational purposes only.
