The AUB Easy MasterCard is designed for individuals who value flexibility and control in managing their finances. This card lets you decide how often and when to pay, helping you stay on track with your budget.
It adapts to your lifestyle with customizable due dates and payment amounts. This article explains its main features, benefits, requirements, and how to apply.
What Makes the AUB Easy MasterCard Different?
AUB Easy MasterCard stands out for its flexible payment setup. It lets you control how and when you pay, fitting perfectly with your financial schedule.
You can choose to pay once, twice, or weekly, depending on your salary cycle. This makes it ideal for employees, freelancers, and business owners who prefer customized payment terms.
It provides freedom from fixed due dates and strict payment structures. This card is built to match your earning pattern.
Payment Flexibility
AUB gives you complete control over your payment frequency. You can select how many times you want to pay each month, based on your income schedule.
Payments can be scheduled once, twice, or weekly to suit your payday. This flexibility helps you avoid late payments and maintain a good credit score.
It’s a feature rarely offered by other credit cards. You manage your money on your own terms.
Payment Schedule Options
Each payment option allows you to align payments with your salary or cash flow. It ensures easy tracking and convenience for every budget type.
- Once a month: Choose any date from the 1st to the 30th.
- Twice a month: Pick combinations like 1st & 16th, 5th & 20th, or 10th & 25th.
- Weekly: Choose any day from Monday to Sunday as your due date.
Adjustable Minimum Payment Amounts
The AUB Easy MasterCard lets you decide how much to pay each cycle. You can pick the amount that fits your budget and comfort level. This flexibility reduces the stress of large payments and ensures timely dues.
The structure makes it easier to stay consistent without overcommitting. It’s an excellent tool for managing expenses wisely. You pay according to what you can afford.
Available Payment Amounts
Each plan has preset minimum amounts to match your payment schedule. Choose the option that fits your monthly cash flow.
- Once a month: ₱750, ₱800, ₱1,000, ₱1,500, ₱2,000, ₱2,500, ₱3,000.
- Twice a month: ₱500, ₱1,000, ₱1,500.
- Weekly: ₱250, ₱500, ₱750.
Key Features and Benefits
This card combines flexibility, transparency, and convenience for practical money management. It suits individuals who want simplicity without hidden costs.
The setup encourages timely payments while giving financial freedom. Every feature serves to make your financial life easier. There are no unnecessary restrictions or complex terms. It’s built for smart, flexible spending.
- No Annual Fee: Waived for life with no renewal charges.
- 0% Interest on New Purchases: Great for on-time payers.
- Flexible Payment Terms: Align due dates with your payday.
- Global Acceptance: Use it anywhere MasterCard is accepted.
- 24/7 Support: Get assistance anytime for card-related issues.
Interest Rates and Fees
Understanding AUB’s rates helps you avoid extra costs. The Easy MasterCard follows standard bank charges and offers fair terms.
Paying on time keeps you from incurring unnecessary fees. Managing your card well will protect your credit record. You get convenience while keeping control of your finances. Responsible use saves you money.
- Interest Rate: 3% monthly on unpaid balances.
- Late Payment Fee: ₱1,000 or the unpaid minimum, whichever is lower.
- Cash Advance Fee: ₱500 or 5% of the withdrawn amount.
- Overlimit Fee: ₱600 each time your limit is exceeded.
- Foreign Transaction Fee: 2.5% for international transactions.
Eligibility Requirements
To qualify, you must meet AUB’s criteria and submit valid documents. The process ensures only eligible applicants receive approval. Having a consistent income and proper identification is essential.
These requirements make the application secure and straightforward. It ensures responsible lending and usage. Prepare your documents in advance to speed up approval.
Basic Requirements
Must be a Filipino citizen or permanent resident.
- Age range: 21–65 years old.
- Minimum monthly income: ₱21,000.
- Stable and verifiable income source.
- Government-issued ID and proof of billing.
- Payslip, COE, or ITR for income verification.
How to Apply for an AUB Easy MasterCard?
Applying for this credit card is quick and fully online. You can complete the entire process in a few minutes. Make sure your information is correct, and all files are correctly uploaded.
Approval takes only a short waiting time. The process is simple and user-friendly. Follow the steps below to get started.
Step-By-Step Application Process
Before applying, check your eligibility and prepare all necessary documents.
- Step 1: Visit www.aub.com.ph and select Credit Cards > AUB Easy MasterCard.
- Step 2: Fill out the online form with accurate details.
- Step 3: Upload your ID, proof of income, and billing statement.
- Step 4: Choose your preferred payment frequency and amount.
- Step 5: Submit and wait for email or SMS confirmation.
- Step 6: Once approved, receive your card within 7–14 business days.
Payment Methods
AUB gives you several options to make your payments easily. These methods are designed to match your preferred routine. You can pay through online platforms, branches, or partner outlets.
It’s fast, reliable, and secure for every cardholder. You won’t have to worry about missed payments. Choose what works best for you.
- Over-the-Counter: Pay at any AUB branch or partner outlet.
- Online Payment: Use AUB Mobile or Online App.
- Auto-Debit: Set up automatic deductions monthly.
- Third-Party Partners: Available via GCash or Bayad Center.
Contact Support
AUB’s customer support is available to assist with your card inquiries and applications. They provide help for billing, card management, and other account concerns. You can reach them through multiple communication channels anytime.
Contact AUB via their website aub.com.ph, hotline (+632) 8282-8888, email customerservice@aub.com.ph, or visit their office at 32nd Street, Bonifacio Global City, Taguig.
Conclusion: Take Control of Your Finances with AUB Easy MasterCard
The AUB Easy MasterCard offers flexibility, convenience, and no annual fees for life. It’s perfect for anyone who wants complete control of their credit payments.
The online process makes applying quick and simple. Start your application today and experience smart financial flexibility.
Disclaimer: Terms, conditions, and rates are subject to change without notice. Always confirm the latest details with Asia United Bank before applying for or using the card.
