The Metrobank World Mastercard offers premium privileges and global rewards for professionals who value travel and convenience. This card offers exclusive perks such as airport lounge access, travel rewards, and lifestyle discounts.
With global acceptance and contactless payment, it simplifies both local and international purchases. Here’s everything you need to know about its features, eligibility, and how to apply.
Key Benefits and Features
This card provides extensive travel, shopping, and lifestyle benefits for qualified applicants. It combines convenience with luxury for maximum value.
Rewards Program
You earn 3x reward points for every foreign currency spend and 1 point per PHP 20 spent locally. Redeem points for air miles, eGCs, or donations to your chosen cause.
These points encourage consistent use while minimizing everyday expenses. It’s ideal for travelers and frequent online shoppers.
Travel Benefits
Enjoy two free global airport lounge passes yearly via Mastercard Travel Pass and unlimited local lounge access at partner airports.
The card also offers travel discounts on flights and hotels. These privileges enhance your comfort and travel experience. Metrobank ensures your trips are more rewarding.
Lifestyle Privileges
You can get up to 50% off on hotel, dining, and leisure deals under Metrobank World Exclusives. Two supplementary cards are free for life, giving added benefits to family members.
These privileges expand your lifestyle choices without extra costs. It’s an excellent option for those who enjoy premium living.
Convenience and Security
The card uses contactless payment for quick, secure transactions and charges a 1.85% foreign transaction fee. Its 24/7 Mastercard support ensures immediate help in emergencies.
Advanced security measures keep your finances safe at all times. It’s built for both convenience and protection.
Eligibility Criteria
Applicants must meet income and employment qualifications to maintain responsible credit use. These criteria ensure the card is suitable for financially capable users.
Age and Income Requirements
You must be 18 to 70 years old and earn at least PHP 700,000 annually. This confirms your ability to manage financial commitments.
Metrobank values applicants with steady income and responsible spending. Meeting these conditions increases your chances of approval.
Employment and Credit Standing
You need at least six months of regular employment or stable self-employment income. You must also be a principal cardholder of another bank for nine months with a credit limit of PHP 150,000 or higher.
These conditions demonstrate strong financial management. Metrobank uses this record to evaluate creditworthiness.
Basic Requirements
Applicants must meet certain requirements to verify identity and financial capability. These help Metrobank ensure a smooth and secure application process.
Personal Identification
You must present a valid government-issued ID, such as PhilID, TIN, SSS, GSIS, or UMID, with your photo and signature. Metrobank uses this for proper verification and compliance with bank regulations.
Submit clear, updated copies to prevent processing delays. Always confirm your ID’s validity before submission.
Proof of Income
Applicants need to submit recent payslips, income tax returns, or bank statements as proof of income. These documents verify your earning capacity and ability to handle credit responsibly.
Inaccurate or missing information may delay approval. Always ensure your documents are up to date and consistent.
Contact Details
Provide an active mobile number and a business or residential landline to receive timely updates. Metrobank uses these channels to contact you for verification or approval notifications.
Keeping your contact information accurate avoids unnecessary delays. Consistent communication helps you complete your application faster.
Financial Records
You should have an existing bank account or a credit history that reflects responsible financial behavior. This allows Metrobank to assess your creditworthiness effectively.
Maintaining a positive financial record increases your chances of approval. Regularly monitoring your credit report supports future applications.
How to Apply for Metrobank World Mastercard?
Applying for the Metrobank World Mastercard is fast and flexible. You can do it online or at any Metrobank branch.
Online Application Process
Visit Metrobank’s website and go to the Metrobank World Mastercard page. Click Apply Now and complete the form with your personal and financial details.
Upload valid IDs and proof of income before submitting. Wait for confirmation through email or SMS. Once approved, your card will be delivered or available for pickup.
In-Branch Application
Visit any Metrobank branch nationwide and request an application form. Fill it accurately, attach all required documents, and submit it to a representative.
Metrobank will verify your details and update you on the result. Processing usually takes seven to ten business days.
Fees and Charges
Understanding the fees helps you manage your account effectively. Metrobank keeps rates competitive and transparent.
Annual Fees
The principal card has an annual fee of PHP 6,000, while the first two supplementary cards are free for life.
This setup offers flexibility for family cardholders. It helps you save while sharing benefits.
Interest Rates and Other Charges
Metrobank charges a 3% monthly interest rate on unpaid balances and a 5% cash advance fee, or PHP 500, whichever is higher. Late payments cost PHP 1,000 or the unpaid minimum amount, whichever is higher.
The 1.85% foreign transaction fee remains among the lowest available. This makes the card cost-effective for international use.
Minimum Payment Requirement
You must pay 5% of the total amount due or PHP 500, whichever is higher. Paying on time keeps your account active and avoids penalties.
Full payments are encouraged to prevent interest build-up. Consistency ensures a good credit standing.
Contact Support
For assistance, call (02) 88-700-700 for Metro Manila or 1-800-1888-5775 for toll-free domestic calls. You may also email customercare@metrobank.com.ph for inquiries.
Visit metrobank.com.ph for updates or reporting issues. Customer support is available anytime for your convenience.
Conclusion – Why the Metrobank World Mastercard is Worth It?
Applying for the Metrobank World Mastercard gives you access to premium rewards, travel perks, and global privileges. The process is fast, whether online or in-branch.
Ensure you meet the income and document requirements before applying. With strong customer support and exclusive benefits, it’s a reliable financial partner.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with Metrobank before applying or using the card.
