The Hong Leong Bank GSC Credit Card is made for movie enthusiasts who enjoy exclusive rewards. The HLB GSC credit card lets you enjoy discounts on movie tickets, food, and drinks.
It also offers reward points and privileges tailored to an entertainment-driven lifestyle. This guide explains how to apply, eligibility, fees, and other key details you must know before getting started.
Overview of the HLB GSC Credit Card
The Hong Leong Bank GSC Credit Card is a co-branded card with Golden Screen Cinemas (GSC). It’s designed to give you better value every time you go to the movies.
You can choose between the Gold and Platinum versions depending on your income level and lifestyle. Both cards offer rewards, discounts, and entertainment benefits that enhance your experience.
Main Features and Benefits
These benefits make the card perfect for frequent moviegoers. Each feature gives you real savings and exclusive privileges every time you use it.
RM6 Off Movie Tickets
You can get RM6 off per movie ticket on all days and for all movies, except at Aurum Theatre. The discount applies when you book tickets via the GSC website or mobile app.
This lets you save consistently while watching your favorite films. It’s available for both Gold and Platinum cardholders.
30% Off Food and Beverages
The card provides 30% off food and drink purchases made online through GSC’s website or app. You can enjoy savings on popcorn, snacks, and drinks during movie nights.
This offer excludes in-cinema purchases made on Wednesdays. It’s a great benefit if you frequently buy refreshments while watching movies.
Complimentary Movie Tickets
New cardholders enjoy up to 10 complimentary GSC tickets. Platinum members receive 10 free tickets, while Gold members receive 5.
The tickets come in the form of promo codes for online use. This exclusive offer is available only to new applicants who do not have an existing HLB Principal Credit Card.
GSC Reward Points
You earn up to 3X GSC Reward Points when spending at GSC, overseas, or online. Every other retail transaction earns 1X points.
When your total monthly retail spend reaches RM1,000 or more, you receive an extra 1X point. Points can be redeemed for GSC vouchers, tickets, or merchandise.
Eligibility Requirements
To qualify, you must meet specific age and income criteria. These ensure that applicants can manage their cards responsibly.
Age Requirement
You must be 21 to 65 years old to apply as the principal cardholder. For a supplementary card, the minimum age is 18 years.
This range applies to both Gold and Platinum cards. The supplementary option is ideal for family use.
Income or Deposit Requirement
Applicants must meet the following minimum income levels:
- RM24,000 yearly for the GSC Gold Card
- RM60,000 yearly for the GSC Platinum Card
Alternatively, you can pledge a fixed deposit:
- RM2,000 for Gold Card
- RM12,000 for Platinum Card
These flexible options help more people qualify based on financial capacity.
Fees and Charges
Before applying, it’s important to understand the card’s fees and interest rates. These charges ensure transparency and help you plan your spending effectively.
Annual Fees
The GSC Gold Card has an annual fee of RM198, while the GSC Platinum Card costs RM388. The annual fee for both cards is waived for the first year when minimum spending is met.
Additional supplementary cards may also have lower or waived fees. Always confirm the latest charges before applying.
Interest and Finance Charges
The interest rate ranges from 15% to 18% per annum based on your repayment record. Late payment fees are 1% of the outstanding balance, with a minimum of RM10 and a maximum of RM100.
Cash advance fees are 5% or RM20 minimum, whichever is higher. You get up to 20 days interest-free for full payments on retail purchases.
How to Apply for the HLB GSC Credit Card?
Applying for this card is simple and can be done online or in person. Choose the method that’s most convenient for you.
Application Process
You can apply online through the Hong Leong Bank website or visit any branch. Make sure your documents are ready before starting your application. Follow these steps carefully for a faster approval.
- Visit the Official HLB Website: Go to hlb.com.my and find the GSC Credit Card page.
- Click Apply Now: Select your preferred card (Gold or Platinum) and fill in the online form.
- Upload Documents: Provide copies of your NRIC, latest salary slip, and bank statement.
- Submit the Application: Check all details before submitting.
- Wait for Approval: You’ll be notified via email or SMS once approved, and the card will be mailed to you.
- In-Branch Option: You can also apply directly at any Hong Leong Bank branch. Bring your ID and income proof for faster processing.
GSC Reward Points System
This program rewards you for your regular spending. Each transaction contributes to your future movie experiences.
You earn 3X points for every GSC, overseas, or online purchase and 1X point for other retail transactions. Spending RM1,000 or more per month gives you an extra 1X bonus point the following month.
The points can be exchanged for exclusive GSC items and tickets. You can monitor your accumulated points using the HLB Connect App or online banking.
Important Terms and Conditions
Understanding the card’s terms helps you use it effectively. Benefits and discounts only apply to qualifying transactions.
Reward points are not earned from balance transfers, fees, or cash advances. Offers can change anytime depending on promotions by HLB or GSC. Always review the latest conditions before using the card for purchases.
Contact Support
Hong Leong Bank provides responsive customer support for all cardholders. You can contact the Customer Care Hotline at +603 7626 8899 for assistance.
For inquiries, email hlonline@hlbb.hongleong.com.my or visit www.hlb.com.my. You may also reach GSC support at feedback@gsc.com.my for ticket-related questions.
Conclusion – Why This Card Is Worth It?
The Hong Leong Bank GSC Credit Card is an ideal option for movie enthusiasts who want to save more. You get discounts, complimentary tickets, and rewarding points from every purchase.
Its combination of entertainment perks and lifestyle rewards makes it one of the best cinema-linked cards in Malaysia. Apply today and experience more benefits with every movie outing.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with Hong Leong Bank or Golden Screen Cinemas before applying or using the card.
